Someone gets a discharge for many of her or his debts within a chapter seven bankruptcy case. A creditor might no more initiate or go on any legal or other action towards the debtor to collect a discharged debt. Although not all of somebody's debts are discharged in chapter seven. https://zeedirectory.com/listings13218429/the-2-minute-rule-for-tips-for-living-debt-free-and-saving-money-victorville-ca