You must be a minimum of eighteen years of age (21 yrs of age in Puerto Rico). Co-applicants are usually not permitted. Current Citi deposit and credit card clients who have already been a Citi consumer for less than 12 months are usually not eligible for a Citi® Individual Loan. https://israeljoqoq.bloguetechno.com/the-2-minute-rule-for-48-loans-69245593