¹ Excludes mortgages on vacant land along with building and renovation loans provided there are no in-use operational emissions linked to these. Refinancing to an even reduced price could perhaps bring about even higher reductions in month to month repayments. At the moment, our ambition and this Situation Assertion https://3r4dj76gfecqdulqktybonhn46k5t2nx765rkv5sl2e4ykz6tlsa.arweave.net/3Hg0_8YpBQHRcFTwFzTt55XZ6bf_uxVXsl6JzCs-muQ/4075up_hires.png